“A+++. You will find caused Jay for several years. Bear in mind he provides exceptional customer support. Quick a reaction to every concerns. Simple to do business with.

November 14, 2021

“A+++. You will find caused Jay for several years. Bear in mind he provides exceptional customer support. Quick a reaction to every concerns. Simple to do business with.

I am going to always use Jay for my personal home loan wants and gave and can continue steadily to recommend him to everyone i am aware which needs home loan financing.”

“employing Jay ended up being a satisfaction. He was extremely useful and gone in addition to my expectations. I would seriously recommend Jay to my pals and household and certainly will get in touch with him once again if a way to re-finance presents itself.”

“we lately refinanced the long time, current home loan. James Rafuse had been our very own financing specialist and facilitator. He had been absolutely remarkable! In addition to being extremely able and knowledgeable, he had been friendly, concerned, careful and incredibly responsive. We would advise your really extremely to anyone thinking about financing and/or refinancing alternatives. You may not feel dissatisfied.”

“Jay was actually excessively experienced, specialist and easy to work with. He responded promptly to any or all concerns. The whole processes is very smooth. I would strongly recommend your.”

“I’d the satisfaction of employing Jay Rafuse of BayCoast Mortgage throughout the refinance of my personal home. Jay ended up being most knowledgeable, beneficial and proactive through the entire techniques. I was more happy by Jay’s degree of communication, when I is held informed about what was actually happening during each step of the process. Jay could rapidly smooth any problems or dilemmas that emerged. I would personally recommend Jay and BayCoast financial for residence financing need.


“Jay was extremely useful. Revealed the selection making the method run effortlessly. The guy did every little thing the guy mentioned he’d. There clearly was no concerns through the whole process. Large recommendation”

“James Rafuse, Senior financing Officer, is important in getting your best option for my personal refinance of my personal supplementary financial. When I have observed in the past with Mr. Rafuse, he got the time to spell out all my selection and advise me personally through each step regarding the processes. He generated every efforts so that the processes is seamless, detailed and convenient for me. On top of that, they are exceptionally pleasant to partner with and makes sure all “t’s are crossed an I’s tend to be dotted.” I am going to merely make use of Mr. Rafuse for mortgage loans on my property and have now conveniently called him to many family and friends. They are expert, sort, client and ensures the guy meets all their clientele’ specifications. I would suggest him to people.”

“Great. My agent (Jay) had been pro, knowledgeable and also receptive. I will definitely suggest him to my friends and household. The complete process was seamless. Extremely pleased.”

“Jay Rafuse ended up being a pleasures to partner with. Not only in the helpfulness and care for the consumer’s specifications, however in their exceptional employed insights when you look at the mortgage and loan arena. Jay produced the ability less stressful, got effective in all regions of the borrowed funds techniques, and worked very hard in pulling most of the items together for a fruitful near. Thanks a lot BayCoast and Jay Rafuse!”

“Jay Rafuse at BayCoast home loan was the most perfect refinancing partner for my situation and my partner. With regards to huge economic behavior like refinancing our significant resource, the residence, we often get cool base, after that changes our very own minds really want an immediate remedy before eventually enjoying Jay’s wise counsel. We performed a no tips no finishing refinancing, and that’s what it really are priced at united states ? no points no completion. We had gotten a tremendously aggressive rate and terms and conditions we desired. The quantity of starts that We have selected contained in this review accurately reflects my personal deals with Jay Rafuse. Possible rely on your to obtain points carried out in a timely way, to-be frank and also to in addition gently suggest exactly what may seem like a brilliant tip for your requirements – isn’t really.”

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